Thinking of upgrading or downsizing your home in Florida? If your current property has been your homestead, there’s a valuable tax benefit you may not want to leave behind. It’s called Homestead Property Tax Portability, and it can save you thousands when transitioning to a new home.

What Is Homestead Portability?

Homestead portability allows Florida homeowners to transfer the tax savings from their current homestead property to a new homestead within the state. These savings stem from the Save Our Homes (SOH) benefit, which limits how much your home’s assessed value can increase each year—capped at 3% or the Consumer Price Index (CPI), whichever is lower. Over time, this creates a gap between your home’s market value and assessed value, which can…

149 Views, 0 Comments

Read Full Post

Why Spring Is the Prime Time to Buy and Sell Your Home in Orlando

Spring has long been considered the best time of year to both buy and sell a home. As the flowers bloom and the temperatures rise, so does the Orlando real estate market. With the school year winding down and summer on the horizon, buyers and sellers are motivated to find their next home, neighborhood and school district.  

Families looking to move prefer to do so during the summer months, making spring the ideal time to list so transactions can close before a new school year begins. Plus, with more buyers actively searching, sellers often benefit from increased competition, which can lead to stronger offers and faster sales.

On the buying side, spring brings a greater variety of…

111 Views, 0 Comments

Read Full Post

When To Accept an on Offer Your Home?

Selling your home is a major financial decision, and knowing when to accept an offer can make all the difference in maximizing your return. Some offers are easy to accept, while others require careful consideration. Here are key factors to weigh when deciding whether to move forward with a buyer’s offer in 2025.


What’s the Offer Amount?

First, evaluate the offer itself. Does it meet or exceed your asking price? If so, it’s likely a strong contender. If the offer is below your asking price, consider how much lower it is and whether you’re willing to wait for a potentially better offer. In today’s real estate market, where interest rates and buyer demand fluctuate, patience can be a double-edged…

1359 Views, 0 Comments

Read Full Post

What to Expect from Orlando’s Real Estate Market in 2025

Orlando, Florida, remains one of the most attractive real estate markets in the country, with its strong economy, growing population, and continued infrastructure development. As we move through 2025, both buyers and sellers can expect a shifting landscape with new opportunities.

Market Trends in 2025

The Orlando housing market is showing signs of stability. While home values have seen a modest increase, the rise in housing inventory is creating a more balanced market. This means buyers have more options, and sellers need to price competitively.

With mortgage rates still influencing affordability, many prospective homeowners are weighing their options between buying and renting.…

1147 Views, 0 Comments

Read Full Post

Earnest Money Deposit - What is it?

 When purchasing a home, every dollar counts, and one of the first financial commitments you'll encounter is the earnest money deposit. But what exactly is it, and why is it important? Whether you’re a first-time buyer or a seasoned investor, understanding earnest money can help you navigate the real estate process with confidence.

What Is Earnest Money?

Earnest money is a deposit made by the buyer when submitting an offer on a home. It serves as a good-faith payment to show the seller that you are serious about purchasing the property. Sellers are more likely to accept an offer with a strong earnest money deposit, as it indicates commitment and financial capability. Since buyers typically won’t put down…

241 Views, 0 Comments

Read Full Post

Buying to Rent: Making the Best Investment

You are considering purchasing a home—not as a residence, but as an income-generating rental property. Many sources claim that now is an opportune time to invest in real estate, but is that truly the case? If you decide to move forward, how can you make the most informed financial decisions along the way?

Acknowledge the Risks

Before entering the real estate investment world, recognize the potential risks. There may be periods where the property remains vacant, leaving you responsible for covering the mortgage. Additionally, as the owner, you must budget for maintenance, repairs, and unexpected expenses, such as a new roof or plumbing issues. However, when managed wisely, a rental property can provide a…

253 Views, 0 Comments

Read Full Post

Choosing the Right Neighborhood When Buying a Home

Choosing the right neighborhood is just as important as choosing the right home. Your surroundings can greatly impact your happiness and peace of mind, so take the time to evaluate the area before making a final decision. The right neighborhood can enhance the appeal of a home—or make it less attractive. 

Here are four tips to help you find the perfect neighborhood!

1. Identify What You Want

Think about what matters most to you in a neighborhood and create a checklist. Consider factors like:

  • Appearance and cleanliness

  • Proximity to work, schools, and grocery stores

  • Access to nightlife, parks, and public transportation

  • Walkability and bike-friendliness

…

253 Views, 0 Comments

Read Full Post

5 Tips for Saving Money for a Down Payment

Buying a home is a big step, and having a sizable down payment can make the process much smoother. Most lenders require some form of down payment, typically ranging from 3% for FHA loans to 20% or more for conventional loans. Saving up may feel overwhelming, but these practical tips can help you reach your goal faster.

1. Switch to a Cash-Only System

Cut out credit cards to avoid overspending and paying interest. Using cash or debit for purchases encourages mindful spending and helps you stick to your budget. Focus on buying only what you need and watch your savings grow.


2. Automate Your Savings

Don’t rely on willpower to save money. Set up automatic transfers from your paycheck or checking…

261 Views, 0 Comments

Read Full Post

Warning Signs Every Homebuyer Should Look For

Few things feel worse than realizing you’ve purchased the wrong house. To avoid that sinking feeling, it’s crucial to recognize red flags that signal potential issues before making a commitment. 

Here are key warning signs to watch for:

1. Fleeing Neighbors
If multiple homes in the neighborhood are for sale, ask yourself why. Focus not only on the house you’re considering but also on the surrounding area. A trend of neighbors moving out could indicate broader issues you’ll want to uncover.

2. Rundown Homes Nearby
While finding a great deal on a home can feel like a win, rundown neighboring properties can lower property values and hint at underlying problems. Investigate these issues to avoid costly…

349 Views, 0 Comments

Read Full Post

Avoid These Common Home-Buying Pitfalls

House hunting is an exhilarating journey, especially for first-time buyers, yet it can also present challenges. While finding appealing properties may seem straightforward, navigating the purchasing process and securing a fair deal can be daunting. Making a misstep during this pivotal period could lead to significant and enduring issues in your new home. Here are some tips to guide you through the process. 

Know What You Can Afford

House hunting can quickly turn into an overwhelming experience, especially if you fall in love with a home before fully understanding your financial situation. Imagine finding your dream property, only to realize it’s beyond your budget, or discovering a hidden flaw during the…

342 Views, 0 Comments

Read Full Post